Insurance Litigation and Contract Law

An insurance policy is an agreement between you and the insurance company to insure risk. Like any contract, an insurance policy obligates the insurance company to act in compliance with the terms of the insurance policy or insurance contract. For example, automobile insurance is a contract in which an insurance company, in return for a premium, agrees to pay for certain expenses and legal liabilities resulting from the use or ownership of an automobile.

However, the insurance company may have additional obligations owed to you beyond the insurance contract, contained in both statutes and case law. Many times, in handling a claim the insurance company will not only fail to comply with the terms of the insurance contract, but will violate state law as well, without your ever knowing it. That is why it is important to contact an insurance litigation and contract attorney if you believe your insurance company is mishandling your insurance claim.

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If you believe your insurance company is mishandling your insurance claim, please call us at (512) 439-2299 or email us today for a free consultation.